gallery/cia logo3
Crane Insurance Agency 

Southeast Insurance Innovators

Unique & Innovative Products!

  Crane Insurance Agency and Southeast Insurance Innovators Announces our  NEW 2019  "Combo Coverage"  

 - An innovative combination of 20 Doctor visits yearly(includes chiropractor visits), Major Hospitalization with Outpatient Surgery,  Diagnostic Testing and Excess ER / Urgent care Services with Nationwide coverage - all offered by Private Carriers - some with NO Pre ex exclusions!


            What do we offer you that the other agencies cannot?

            Affordable Nationwide Private Carrier Coverage 

*   Products Underwritten by Highly Rated Insurance Companies
*   Millions of customers served by these carriers nationwide
*   Billions of dollars paid - claims settled in  7- 10 days
*   Huge MultiPlan/PHCS PPO nationwide network acceptance 
*   A Suite of services YOU pick and choose from  
*   See any Dr anywhere in the US - see any specialist without referral
*   Go to any Hospital in the huge nationwide PPO network
*   No Deductible to have to meet up front 
*   No co-insurance % to have to pay out of pocket
*   Rx Plan - Dental and vision available


                        Who is Southeast Insurance innovaters ? 

We are a family Brokerage company who has been helping people here in Florida, GA and Texas find good affordable Private Carrier PPO Health Insurance - Term Life Insurance with Living Benefits paid


UPFRONT if you become critically ill - Nationwide PPO Medicare Supp Coverage -  Excess Cancer Coverage and  Accident and Disability Income Benefits since 2004 - with HUNDREDS of clients.  

We are all here to help YOU get GREAT coverage that pays claims!

We are also Local Advocates who help you with claims issues - Like this:

"As a update to your medical bill negotiation we have determined your bill of  $6,949.32  has been fully resolved with NO outstanding balance due.  We confirmed this today thru the billing office at Rochester Regional Health. The breakdown and payment and billing information is as follows:  Your $50 payment on April 5 2018, the insurance claim of $1,115 made on February 5, 2018 and the remaining balance of $5,784.32  has been adjusted to $0 by making a contractual adjustment and again you owe nothing further" 

Would your current insurance company do THAT for you?      NO!

Could you do that for YOURSELF?     NO!    We have powerful products right now.


             What is "Non-Obamacare Combo Coverage?"

Non-Obamacare Combo Coverage is Nationwide Private Carrier PPO Health Insurance coverage which allows YOU to choose which Combo of coverage YOU want - keeping the coverage and pricing 100% in your control

Instead of a deductible you have to meet out of pocket "up front"  they are First Dollar pay plans - You can just get immediate coverage on over 72 Preventative Services with 
$25 co-pays for a PCP Dr office,  Specialist,   Urgent Care or Lab work along with whatever level of Major Hospitalization, Surgery and Outpatient services you choose.

It is 100% YOUR Choice - the $25 co-pays and Preventative visits have NO Pre Ex Exclusions - you can up the coverage to UNLIMITED Dr office visits if you want to! 

Pick your OWN Outpatient Coverage:

Level 1  has Free Preventative Testing and Hospitalization / Outpatient Services
Level 2   has Free Preventative Testing, Hospitalization / Outpatient Services and "5" $25 Dr office visits per person - for a Primary care Dr - for a Specialist and for a Urgent care visit and for any Lab / X-Ray or  Blood work type diagnostic test
Level 3   has Free Preventative Testing - and UNLIMITED $25 Dr office co-pays - Unlimited $50 Specialist visit co-pays - unlimited $50  Urgent Care visits - Unlimited $50 copay foroutpatient Lab work - $50 copay for outpatient x-rays and pays  50% co-insurance on all outpatient CT / MRI or PET scans   -  GREAT coverage if you have a Pre Ex condition

Each Level has a Rx card that covers ACA Rx, has a 20% co-pay on Rx or has multiple levels of Rx coverage 
Our plans are absolutely is the BEST coverage available in the US for individuals OR small group coverage.    No annual re-enrollment - YOU choose what YOU want!

             This is REAL Coverage for REAL medical events!

           What Other Coverage does Aiken Health offer?  

*      Medicare Supplement Plans 

*      Term Life $50k up to $5 million dollars - that pay YOU upfront if you get ill

*      Accident - Disability Income and Critical Illness plans

*      Final Expense Whole Life Plans 

*      NEW 36 month long 80/20 Short Term Plans 

*      ER - Urgent Care and Excess Ambulance Plans "  24/7 on or off work



If you know if you know the "usual and customary fair market value" of a procedure you can NEGOTIATE the cost upfront? See the REAL cost th

KNOW YOUR COSTS - what they charge VS what they will "settle" for - the "usual and customary" is what they will SETTLE for - know it in advance! 

Need a lab test?      DO NOT have it done at the Dr's office - go to Direct Labs and ask for the "self pay" rate -  OR go to this site to get a quote immediately for Low Cost Lab work   

Need a MRI or CAT Scan?    
DO NOT GO TO A HOSPITAL AND PAY $4,000 - $6,000 or MORE -  NO!! 

Go to the website   @  "We Care Medical Mall"   to schedule a test and pay from $380 - $860 for a MRI - or $270 - $470 for a CT Scan = which INCLUDES the Board Certified Radiologist's report - with state of the art MRI and CT Scan equipment - located in over 2800 locations nationwide.  Cost  Includes  Radiologist  Test Reading: 

Put your Coverage  Plans to put in place NOW -  while you are healthy and active and do NOT need it yet - believe me - things can change FAST